FY 2025–26 Rates Updated

Smart tools for
big decisions

Free Australian financial calculators built for clarity. See exactly where your money goes — from tax and super to mortgages and HECS.

Try the Tax Calculator
100%
Free Forever
2025–26
ATO Rates
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Every tool you need to decide smarter

💰
Income Tax Calculator
FY 2025–26 tax brackets, Medicare levy, and HELP/HECS repayment estimates. See your take-home pay instantly.
🏠
Stamp Duty Calculator
Calculate stamp duty and transfer fees for every Australian state and territory. First home buyer concessions included.
📊
Superannuation Calculator
Project your super balance at retirement. Factor in salary sacrifice, employer contributions, and investment returns.
🎓
HECS/HELP Calculator
Estimate your HELP debt repayments based on your income. See how long until you're debt-free.
🏡
Mortgage Repayment Calculator
Calculate monthly repayments, total interest, and compare fixed vs variable rates on your home loan.
⚖️
Rent vs Buy Calculator
Run the numbers on renting versus buying in Australia. Factor in stamp duty, maintenance, and opportunity cost.
💼
Salary Sacrifice Calculator
See how salary sacrificing into super affects your take-home pay and retirement balance. Optimise your tax position.
🏠
First Home Buyer Calculator
Estimate how much you can borrow, stamp duty concessions, and the First Home Super Saver Scheme benefit.
📈
Capital Gains Tax Calculator
Calculate CGT on shares, property, and crypto. Includes the 50% CGT discount for assets held over 12 months.

Built different, on purpose

1
Australia-Specific
Every calculator uses current ATO rates, Australian super rules, and state-by-state data. Not a US tool with a flag swap.
2
Instant Results
No sign-ups, no email gates, no waiting. Adjust a slider and see your numbers update in real time.
3
Actually Useful
Visual breakdowns that show exactly where your money goes. Built for decisions, not just numbers.

Start with your tax breakdown

See exactly how much tax, Medicare, and HELP you'll pay this financial year.

Open Tax Calculator